At Madison National Life, we believe strongly that exercising sound judgment and adhering to the highest standards of business conduct are critical to the company's long-term success and the protection of the interests of our many stakeholders. Our parent company, Independence Holding Company (NYSE: IHC), and its subsidiaries embrace the principles behind the 2002 Sarbanes-Oxley Act, the rules published by the Securities and Exchange Commission and the guidelines set forth by the New York Stock Exchange. These principles are reflected and reinforced through our organization’s Code of Ethics and Code of Conduct, which apply to every employee and to our Directors.

We invite you to learn more about the components of our corporate governance by reviewing the following documents: