 | |  |  | Group Medical | | 3 different HMOs to choose from or a Health Savings Account
Employer Contribution: MNL pays 100% of the monthly premium for each employee’s coverage and contributes %90 per month toward family coverage.
Effective Date: 1st of the month following 30 days |
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 | Group Dental | | PPO plan provided. $50 annual deductible and $2000 calendar year maximum benefit
Employer Contribution: MNL contributes up to $45.00 towards each employee’s monthly premium, which covers the employee only coverage and offsets the expense of dependent categories.
Effective Date: 1st of the month following 30 days |
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 | Section 125 Flexible Spending Account | | Unreimbursed Medical Spending Account --$2500 maximum annual election Dependent Care Account--$5000 maximum annual election
Employer Contribution: All administration fees paid by MNL.
Effective Date: 1st of the month following 30 days |
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 | Life and AD&D Insurance | | Value is three times annual salary
Employer Contribution: MNL pays 100% of the monthly premium.
Effective Date: 1st of the month following 30 days |
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 | Long Term Disability | | Value is 60% of predisability earnings 90 elimination period
Employer Contribution: MNL pays 100% of the monthly premium.
Effective Date: 1st of the month following 30 days |
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