Critical Illness Group Health and Life Employer Plan Rider
Difficult economic times and increasing health care costs are transforming employer-sponsored benefits.
Critical Care Complete is a separate employer-paid optional benefit rider offered along with our group health and life insurance plans. Critical Care Complete helps employers ease the impact of cost shifting.
This critical illness product pays a fixed dollar payment in the event an insured is diagnosed with a specified critical illness. The coverage availability of the following critical illnesses will vary by State:
Cancer in situ
Major organ transplant
If a covered person experiences more than one critical illness, more than one benefit will be paid. However, if a benefit has been paid for cancer in situ, the benefit available for a subsequent life-threatening cancer will be reduced by the first benefit amount paid.
Because expenses for these critical illnesses often accrue above and beyond doctor and hospital bills, critical illness coverage benefits can be used to pay additional, related costs, such as childcare, travel and lodging or for experimental treatments, co-pays and deductibles, and other costs that medical insurance doesn't cover.
Critical illness coverage from Madison National Life enhances the value of employer benefits packages and offers employees additional security and peace of mind at a time when they need it most.
For more information regarding our Critical Ilness Coverage or any of our product and services, please contact our Sales and Marketing Team or send us an Email. You may also download our Brochure below.